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Dual-Tracking and Loss Mitigation Runarounds Are Among Servicing Problems Found by CFPB

first_img About Author: Xhevrije West Previous: CoreLogic Launches New Compliance Solution to Help Lenders With TRID Next: GSEs’ Q1 Foreclosure Prevention Actions Bring Seven-Year Total to 3.5 Million in Daily Dose, Featured, Government, News The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. CFPB Consumer Financial Protection Bureau Dual-tracking Loss Mitigation Mortgage Servicers 2015-06-23 Brian Honea Tagged with: CFPB Consumer Financial Protection Bureau Dual-tracking Loss Mitigation Mortgage Servicers Demand Propels Home Prices Upward 2 days ago Dual-Tracking and Loss Mitigation Runarounds Are Among Servicing Problems Found by CFPB Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Dual-Tracking and Loss Mitigation Runarounds Are Among Servicing Problems Found by CFPB June 23, 2015 1,670 Views In order to provide transparency, reduce risks to consumers, and comply with federal consumer financial law, the Consumer Financial Protection Bureau (CFPB) recently shared its eighth Supervisory Highlights report. The report covers the illegal practices that the Bureau uncovers in areas such as consumer reporting, debt collection, student loan servicing, mortgage origination, mortgage servicing, and fair lending for the first four months of the year.According to the supervisory report, the CFPB found problems with dual-tracking at mortgage servicers that could lead consumers to believe their trial modifications were canceled. They also found a lack of quality control measures in place at consumer reporting agencies. Across all industries, the CFPB supervisory resolutions resulted in the recovery of $11.6 million for over 80,000 consumers.“We are extremely concerned that one year after the CFPB’s mortgage servicing rules went into effect we are still finding runarounds and illegal dual-tracking,” said Richard Cordray, CFPB Director. “Consumers deserve to be treated with honesty and integrity, and our rules require that servicers give borrowers a fair process when they try to save their homes. The CFPB will continue to stand beside consumers to make sure mortgage servicers are following the law.”The CFPB has authority to supervise banks and credit unions with more than $10 billion in assets, and certain nonbanks under the provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), the report said.When violations of law or other significant problems or weaknesses are pointed out by the CFPB, they reveal these concerns to the institution and outline how to fix the issue. The CFPB will open an investigation for potential enforcement actions, if necessary. All entities are expected to respond to customer complaints and identify major issues and trends that may pose broader risks to their customers under the CFPB.Supervisory Report Findings:Illegal dual-tracking of foreclosures and loss mitigation applications: CFPB examiners reported at least one servicer that foreclosure intent notices to borrowers that were already approved for trial modifications. Dual-tracking such as this makes consumers believe that the servicer cancelled the trial modification. The Bureau also made note of at least one servicer that sent foreclosure notices to borrowers who were current on their loans.Illegal runarounds with loss mitigation applications: When dealing with a homeowner’s loss mitigation application, the servicers must notify the homeowner upon receipt and let them know the exact status of the application, according to new CFPB rules. At least one servicer was illegally requesting additional documents from consumers that had nothing to do with the application.Debt collection complaints disregarded: The report found that at least one debt collector did not record, categorize, or process complaints and inquires. Other collectors failed to review or resolve these complaints and inquiries. Debt collectors also failed to conduct investigations of disputes.Accuracy problems at consumer reporting agencies: Examiners also found accuracy problems at one or more of the credit reporting agencies. These inaccuracies stemmed from issues with information collection and quality control.Fair lending violations: One or more institutions denied or discouraged mortgage applications from consumers that would have used public assistance income to repay the loan. This violates the Equal Credit Opportunity Act.Click here to view the complete CFPB Supervisory Highlights Report. 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Arsenal provide injury updates on Pierre-Emerick Aubameyang and Aaron Ramsey ahead of Leicester City clash

first_imgAdvertisement Pierre-Emerick Aubameyang missed the midweek win at Wolves (Picture: Getty)Pierre-Emerick Aubameyang is in contention to feature for Arsenal in their pivotal Premier League match against Leicester on Sunday.The Gabon international, the division’s joint leading goalscorer this season, missed Wednesday’s damaging 3-1 defeat against Wolves after undergoing what his club termed ‘ a small procedure on a sinus’.In his absence, Unai Emery’s side slumped to a 3-1 defeat at Molineux which followed on from last Sunday’s equally farcical performance against Crystal Palace which leaves the Gunners playing catch-up in the race to secure Champions League qualification.‘Pierre had a small procedure on a sinus which went well and he is being assessed ahead of Sunday’s match at Leicester,’ read a statement on the club’s official website.AdvertisementAdvertisementADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City Emery reflects on Arsenal’s 3-1 defeat to WolvesTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 11:04FullscreenEmery reflects on Arsenal’s 3-1 defeat to Wolveshttps://metro.co.uk/video/emery-reflects-arsenals-3-1-defeat-wolves-1912316/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Arsenal will again, however, be without Aaron Ramsey who suffered a hamstring injury in the Europa League quarter final second leg win over Napoli which is likely to rule him out until the final game of the domestic campaign.Emery’s side have not won a league game in which Welshman hasn’t started since late February and will also be without the player who was initially bought to replace him, Denis Suarez.The Spaniard has been restricted to just six substitute appearances since his arrival on loan from Barcelona in January but is currently nursing a groin strain that could see him miss the rest of the season.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal Advertisement Commentcenter_img Arsenal provide injury updates on Pierre-Emerick Aubameyang and Aaron Ramsey ahead of Leicester City clash Metro Sport ReporterFriday 26 Apr 2019 10:49 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy linklast_img read more

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Jordy Nelson retires from NFL with Packers after signing 1-day contract

first_imgNelson was actually quite productive for Oakland in 2018, tallying 63 receptions for 739 yards and three touchdowns on the year. He said “It probably would be hard to say no” if Packers quarterback Aaron Rodgers asked him to play again, but he ultimately decided to hang it up.Green Bay is ushering in a new era under head coach Matt LaFleur, who was hired in January. It is looking to make the playoffs for the first time since 2016, as it finished last season with a 6-9-1 record. Amari Cooper leaves Cowboys practice with heel injury The wideout was selected by Green Bay out of Kansas State with the No. 36 pick in the 2008 NFL Draft. He remained with the team from then until 2017, as he was released following that season and went on to join the Raiders for 2018.”Jordy will always be a member of the Packers family and we look forward to his eventual induction into the Packers Hall of Fame,” Gutekunst said following Nelson’s release last year.  Related News Nelson has undoubtedly earned this honor.He ranks top 5 in franchise history for receptions (550), receiving yards (7,848), touchdown receptions (69) and 100-yard receiving games (25). Nelson is also the team’s all-time leader in playoff receptions, notching 54 catches in 13 postseason appearances.center_img Jordy Nelson is finished with the NFL, and he’s ending with the team he began with in Green Bay.Packers general manager Brian Gutekunst announced that the 10-year veteran informed the team about his plans to sign a one-day contract and retire with the team Sunday. And he did just that. Broncos sign former Lions running back Theo Riddicklast_img read more

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