Howard Lake | 27 January 2002 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 9 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Exeter-based vacancy added UK Fundraising has just listed another vacancy.UK Fundraising has just listed another vacancy. This one is for an Appeal Fundraiser for the Exeter office of a national disability charity.Visit UK Fundraising’s jobs page. Advertisement
Face-to-face fundraising company Tag Campaigns Ltd is being placed into voluntary administration with immediate effect. Its directors Tony Charalambides and Matthew Atkinson announced the move yesterday.Set up in 2006, Tag generated millions of pounds for charity clients, working with organisations such as Oxfam and Marie Curie Cancer Care. According to the Fundraising Standards Board (FRSB), it specialised in “”PSMS” (Premium Short Message Service) which involves asking the public to make a one-off text donation (which goes directly to the charity) with the view to them being called subsequently and asked to make a regular contribution”.In June 2012 the company was investigated by The Sunday Telegraph and elements of its training criticised. Advertisement 74 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis it was concerned about “the changing landscape with regard to sites access and allocation”.The directors stated that “no charity is owed any money and all staff will be paid for the work they have done”.In putting the company into voluntary administration, the directors thanked all the fundraisers, support staff, clients and external stakeholders involved in the company.Tag’s closure comes just 11 months after another street fundraising company, Gift, was placed in voluntary administration. it had faced “an unprecedented degree of media and regulatory attention in recent months, following a small number of examples of what we have always acknowledged were unacceptable operational shortcomings”. Tag Campaigns enters voluntary administration Howard Lake | 11 January 2013 | News Tagged with: Consulting & Agencies face-to-face Law / policy AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis the company had “invested significantly in the development of pioneering new fundraising methods” to yield longer-term benefits to charity clients, which, over the past two years, had led to financial losses. A subsequent Fundraising Standards Board investigation concluded that Tag staff had breached the Institute of Fundraising’s face-to-face activity code of practice.The directors gave three reasons for the move. They explained that: About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Help by sharing this information Attacks on media in Europe must not become a new normal RSF_en Organisation Albania: Seizure threatens independence of two Albanian TV channels AlbaniaEurope – Central Asia AlbaniaEurope – Central Asia Repressive laws, prosecutions, attacks… Europe fails to shield its journalists against the abuse of the COVID-19 crisis April 29, 2020 Find out more News Reporters Without Borders expressed shock today at a bomb attack last night on the offices of Albania’s main independent daily, Shekulli (The Century), and urged police to find those responsible for what it called a “serious” attempt to intimidate journalists. The bomb, containing 220 grammes of explosive, was thrown into the main editorial room, reportedly by two strangers, and broke several windows. Police immediately began an investigation. The paper’s staff, who said they feared for their safety, declined to speculate about a motive for the attack in a country where the media has never been targeted by violence. August 7, 2020 Find out more News December 19, 2005 – Updated on January 20, 2016 Bomb attack on country’s biggest independent daily paper News News to go further Receive email alerts Follow the news on Albania April 8, 2020 Find out more
Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Senate Banking Committee Discusses Regulatory Burden on Community Banks, Credit Unions Community Banks Credit Unions Regulatory Burdens Senate Banking Committee 2015-02-12 Brian Honea During a hearing spread out over two days at the U.S. Senate Committee on Banking, Housing, and Urban Affairs on February 10 and 12, Committee chair Richard Shelby (R-Alabama) pointed out a “bipartisan understanding” that financial institutions need relief from perceived overregulation.The hearing, entitled “Regulatory Relief for Community Banks and Credit Unions,” was a gathering of the Committee’s lawmakers to discuss the effect of recent regulatory burdens placed on smaller banks and credit unions in response to the financial crisis.“As the hearing on Tuesday demonstrated, there is a bipartisan understanding that something must be done to relieve the regulatory burden on institutions that provide essential banking functions to communities across America,” Shelby said on Thursday, the second day of the hearing.Shelby said the purpose of the hearing was to focus on “unnecessary statutory and regulatory impediments” placed on community banks and credit unions, and he told the members of the Committee that “[a]lthough we may not agree on many things, I believe that we can all agree that community banks and credit unions play a vital role in our local economies.”Ed Templeton, Chairman of the National Association of Federal Credit Unions (NAFCU), testified to the committee that credit unions have a long history of helping the economy grow, and that “the need for regulatory relief is even stronger in 2015.” Templeton pointed out that 96 percent of the 1,100 federally insured credit unions that have gone out of existence since 2010 had assets of less than $100 million.“While NAFCU and its member credit unions take safety and soundness extremely seriously, the regulatory pendulum post-crisis has swung too far toward an environment of overregulation that threatens to stifle economic growth,” Templeton said in his testimony.Not everyone was convinced that the recent flurry of regulations enacted by such regulatory agencies as the Consumer Financial Protection Bureau (CFPB) have hurt smaller financial institutions. Senator Elizabeth Warren (D-Massachusetts), a chief architect of the CFPB, pointed out to Daniel Blanton, chairman-elect of the American Bankers’ Association, that the earnings of community banks increased significantly in 2014 and even said they were doing “better than big banks.””We’ve heard a lot today about how smaller banks are being smothered by unnecessary regulation, supposedly because of Dodd-Frank rules, like the new mortgage rules that went into effect in the first quarter of 2014,” Warren said. “. . .[T]he banking industry did substantially better after the (CFPB’s) mortgage rules went into effect in January of 2014. Why are they making more money since the rules went into effect and are doing better than the big banks?”Senator Sherrod Brown (D-Ohio), ranking member of the Committee, told the lawmakers that Congress passed, and the President signed into law, several regulatory relief proposals that received bipartisan support.“If we hope to find consensus on more regulatory relief proposals for community banks and credit unions this Congress, we will need to engage in a process similar to the one that allowed these bills to make it across the finish line,” Brown said. “. . .The regulators understand the concerns being raised by community banks and credit unions – they made it clear in their testimony this week and in their actions over the past several months. They have responded by making – or considering – changes to their supervision and regulation of these institutions in a way that lessens their regulatory burden, while at the same time safeguarding safety and soundness and ensuring strong consumer protections.”Brown noted two such proposals that have been recently introduced. One of them is the Privacy Notice Bill, introduced by Senators Heidi Heitkamp (D-North Dakota) and Jerry Moran (R-Kansas), which has 75 co-sponsors. This bill provides an exception to the annual written privacy notice requirement. The other proposal he mentioned, introduced by Brown himself during the last Congress, would allow privately insured credit unions to become members of the Federal Home Loan Bank System and would make it easier for credit unions to make small business loans and improve access to mortgages.While Brown spoke of regulatory relief proposals that had been introduced, at the same time he made it clear that he did not want to do anything that would erode Wall Street reform legislation such as Dodd-Frank.“And I want to reiterate that I am not interested in moving proposals that weaken or roll back Wall Street Reform, or undermine safety and soundness and consumer protection,” Brown said. “But, I think we should act on the proposals that we all agree, after fair consideration, will make a difference for the smallest institutions.” The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Government, News About Author: Brian Honea Share Save Print This Post The Best Markets For Residential Property Investors 2 days ago Related Articles Previous: CFPB Moves Against Three Lenders for Falsely Implying Government Representation Next: DS News Webcast: Friday 2/13/2015 Senate Banking Committee Discusses Regulatory Burden on Community Banks, Credit Unions Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Community Banks Credit Unions Regulatory Burdens Senate Banking Committee Sign up for DS News Daily Subscribe The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago February 12, 2015 912 Views
Previous Article Next Article Pay is just part of equation for happy workersOn 3 Sep 2002 in Personnel Today Pay is only marginally more important than the working environment when itcomes to creating job satisfaction. Twenty-one per cent of employees believe salary is the most important aspectof job satisfaction, compared with just over 20 per cent of staff who highlightenvironment as key to enjoying their work, according to a survey by GoJobsite. In all, 18 per cent of the 300 job seekers polled during July 2002 reportthat job satisfaction results from being set challenges, closely followed bycareer progression on 15 per cent. Respondents also think interaction with colleagues is important, with 12 percent highlighting this as an issue, while 8 per cent report that trainingavailability is vital to job satisfaction, and 6 per cent feel fun is a vitalingredient. Jackie Jones, GoJobsite’s HR manager, believes the findings show employerscannot depend on offering a good wage alone to create a satisfied workforce. She said: “More and more people are battling for the positions that paythe best for their skills and experience, but there are still people out therewilling to compromise and settle for somewhere that they feel comfortableworking for, that challenges them, and that offers the right routes forprogression.” www.gojobsite.co.uk Comments are closed. Related posts:No related photos.
River dolphins and flooded forest: seasonal habitat use and sexual segregation of botos (Inia geoffrensis) in an extreme cetacean environment
Habitat use by the boto, or Amazon river dolphin Inia geoffrensis, was investigated in and around the Mamiraua Reserve, Brazil. Largely forested with numerous channels and lakes, Mamiraua comprises a variety of seasonal floodplain habitats known collectively as varzea. The annual cycle of flooding in this region (amplitude 11-15 m) dominates all life. Profound seasonal differences in dolphin density between habitats were consistent with known fish movements, in turn dictated by changes in water level and dissolved oxygen. An exodus of botos from floodplain to river at low water prevents dolphins being trapped in areas that become entirely dry. Densities of botos in floodplain channels were seasonally higher (up to 18 km(-2)) than reported for any cetacean worldwide. Adults were largely segregated by sex except at low water. Females and calves dominated in chavascal habitat the areas most remote from rivers, which were preferred by mates. Probable causes of this segregation are the energetic requirements of calves and the safety of females and/or calves from male harassment. Some 80% of botos occurring on rivers were within 150 m of the margins. The reliance of adult females and calves on varzea in a region with exceptional dolphin densities demonstrates the importance of floodplain habitats for the boto, and may be the key determinant of this species’ distribution.
The dataset described in this paper (ALBMAP) has been created for the purposes of high-resolution numerical ice sheet modelling of the Antarctic Ice Sheet. It brings together data on the ice sheet configuration (e.g. ice surface and ice thickness) and boundary conditions, such as the surface air temperature, accumulation and geothermal heat flux. The ice thickness and basal topography is based on the BEDMAP dataset (Lythe et al., 2001), however, there are a number of inconsistencies within BEDMAP and, since its release, more data has become available. The dataset described here addresses these inconsistencies, including some novel interpolation schemes for sub ice-shelf cavities, and incorporates some major new datasets. The inclusion of new datasets is not exhaustive, this considerable task is left for the next release of BEDMAP, however, the data and procedure documented here provides another step forward and demonstrates the issues that need addressing in a continental scale dataset useful for high resolution ice sheet modelling. The dataset provides an initial condition that is as close as possible to present-day ice sheet configuration, aiding modelling of the response of the Antarctic Ice Sheet to various forcings, which are, at present, not fully understood.
April 13, 2018 /Sports News – Local Utah College Sports Schedule: 4/13 Tags: BYU/Dixie State/Snow/Southern Utah/USU-Eastern Utah/Utah State/Utah Valley FacebookTwitterLinkedInEmailCollege SoftballUtah Valley 10 UMKC 2Montana 4 Southern Utah 1Southern Idaho 10 Snow 2Utah Valley 7 UMKC 1Dixie State 4 Cal Baptist 3Southern Idaho 8 Snow 5Montana 5 Southern Utah 3Cal Baptist 7 Dixie State 3Pacific 2 BYU 0College BaseballUSU-Eastern Utah 10 Salt Lake 2Salt Lake C.C. 12 USU-Eastern Utah 9UCLA 16 Utah 3BYU 6 Portland 2 Written by Brad James
Home » News » Regulation & Law » £1 billion lease extensions £1 billion lease extensions14th May 20160740 Views UK flat owners waste tens of thousands of pounds on informal lease extensions every year completely unnecessarily, contributing to a £1 billion windfall for freeholders over a 20 year period, says Louie Burns, Managing Director at Leasehold Solutions.The leasehold system covers 4.1 million residential flats; leases typically run for 99 or 125 years and need to be extended as the remaining years decrease, to protect the capital value of the property.A formal lease extension on a typical £230,000 flat would cost the owner around £13,250. In contrast, an average informal lease extension can cost more than £100,000 over 20 years, when costs, legal fees and ground rent increases are taken into account.Leasehold Solutions estimates that 12,000 informal lease extensions are signed every year, representing a cost of more than £1 billion to leaseholders. Informal agreements offer the flat owner no legal recourse and the freeholder can change the terms of the lease, such as increases to the ground rent and service charges as they wish.By playing the long game, freeholders can keep on fleecing the leaseholders again and again.Louie Burns (left) said, “Freeholders often claim that an informal lease extension will save the leaseholder money, to dupe them into paying a far higher price for their lease over many years.“Often freeholders will only extend the lease back up to 99 years, which means the leaseholder must look to extend the lease again within the next 20 years, providing freeholders with another huge windfall. By playing the long game, freeholders can keep fleecing leaseholders again and again.”Flat owners have a legal right to extend their lease by an additional 90 years and reduce the ground rent to zero if they have owned their flat for more than two years. The law provides compensation to the freeholder when the lease is extended using a calculation based on the ground rent, reversion fee and marriage value (where the freeholder is entitled to half of the increase in the value of the property when a lease with less than 80 years remaining is extended).However, freeholders often promise flat owners significant savings through informal lease extensions, only to increase ground rent and service charges as a result.Louie Burns continued, “Every week we hear some pretty shocking stories. I spoke to a flat owner who had taken an informal deal and found he had to pay his freeholder 10 per cent of his monthly rental income in service charges! He and any future owner – if he could ever sell the flat on – are now stuck with this onerous clause forever.”lease extensions informal lease extension leaseholders UK flat owners freeholders 2016-05-14The Negotiator Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 Lawyer leading RICS governance probe asks members to help with evidence30th April 2021 Government takes next step towards controversial property developer tax29th April 2021What’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.